Differ debit on payments
without involving suppliers

Unique solution to leverage virtual cards to unlock massive working capital without involving suppliers in a 100% confidential and secured way.

IN PARTNERSHIP WITH
HOW KRESUS WORKS

A simple worfklow

01 | Initiate and validate Payments

Create payments manually, upload your batch, or automate transfers directly from your Treasury Management System. Kresus ensures secure and efficient processing, tailored to your workflow.

02 | Pay on IBANs with Virtual Cards

Kresus uses virtual cards to fund payments, transferring money directly to the beneficiary’s IBAN. This ensures a seamless process for suppliers, who receive payments without needing to make any changes nor any contracting

03 | Get debited up to 90 days later

Defer payments by up to 90 days, giving your treasury the flexibility to manage cash flow effectively. Kresus also updates your cash forecast by sending detailed information on payment debits and their exact execution dates, ensuring accurate financial planning.
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An instant improvement of your treasury with  virtual card integrated working capital.
For each of your payment.

Up to 90 days of
additional payment terms

  • Deffered debit from the execution date
  • World-wide coverage with main currencies
  • Seamlessly connected to your TMS via API or SFTP
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All expenses are
fully eligible

  • No invoices required for payment processing
  • Compatible with XML or CSV files for easy operations
  • Works with all types of beneficiaries, with no restrictions
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Seamless and confidential
for your beneficiaries

  • No KYC or contracting requirement for them
  • Transfers appear on beneficiary's IBAN as directly sent by your company
  • Automated IBAN check for really secured transactions
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Your data & financial safety,
our priority.

We take the security of your data & financial flows very seriously. All the data we store are encrypted using high-performance technology, the same as those used by banks.

  • Your data hosted in Europe
  • Bank level security
  • An active fight against transfer fraud
NOS PARTENAIRES FINANCIERS
"Kresus helps us manage cash flow during peak seasons with deferred payments. It keeps suppliers paid on time while easing our liquidity pressures."
Ugo Psaltopoulos
CFO
Le Petit Ballon
"Using Kresus is easy and reliable. The automated IBAN checks give us confidence in every transaction."
Simon Daller
Head of Group Treasury
Mantu

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