The future of working capital is frictionless.

Pay any beneficiary with a virtual credit card. It looks like a bank transfer to them, but you get up to 90 days to settle.

Book a demo
&
Official Partner
90d.

in addition of invoice payment terms

7x

faster vs. traditional financing

40+

currencies supported all over the world

WORKING CAPITAL

Cash Flow Revolution.

Deferred Payment Cards
The Best of European Banking
Unmatched Flexibility
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CONFIDENTIALITY

It’s Our Secret. Promise.

No contact with your beneficiaries
They won’t notice a thing
Build stronger supply chain relationships
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Integration & SAFETY

Effortless Integration. Absolute Security.

Instant compatibility
Maximum security level
Funds are your property
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a trusted payment partneR

We are regulated by the ACPR - Banque de France

Compliant with European regulations, we operate securely across Europe to ensure reliable and optimized payments.

OUR FEATURES
Flexible Payment Initiation

Process payments individually or upload batch files for bulk execution directly from the interface.

Direct Card-to-IBAN Transfers

Send payments directly to beneficiaries’ IBANs without involving them.

International Payments

Pay suppliers globally in multiple currencies

4-Eye Approval

Ensure secure transactions with dual validation and automatic IBAN verification to prevent fraud.

Real-Time Payment Tracking

Monitor transaction statuses instantly for full visibility on fund movements.

Payment Data Reconciliation

Easily generate and export detailed reports for accounting and reconciliation.

Advanced Payment Validation

Assign unlimited validators to approve transactions before execution for full control.

Multi-Bank Compatibility

Centralize multiple credit card programs from different banks in one consolidated account.

Frequently asked questions
01
Is Kresus compatible with my existing treasury tools?
02
Can I track the status of my payments in real time?
03
How does Kresus ensure compliance and fraud prevention?
04
Do suppliers need to sign up or change their processes?
05
Does Kresus work with multiple banking partners?